Does TeamCare Cover Wegovy? 2026 Plan Rules, Explained Plainly

TeamCare Wegovy coverage · Published: August 21, 2026 · Last verified: August 21, 2026 · By The RX Index Research Team

Affiliate disclosure: some links on this page are affiliate links, clearly labeled. They never change what we found in a plan document.

Does TeamCare cover Wegovy? For weight loss, no. TeamCare's six published 2026 plan documents list medications prescribed for weight loss as non-covered prescription expenses. Wegovy does appear on the CVS Caremark drug list TeamCare posts on its own website — but TeamCare and Caremark both say a drug being on that list does not guarantee your plan pays for it.

That's the part nobody explains, and it's why you're getting two different answers from two people who are both telling you the truth.

Here's the short version of what we're about to walk through: the drug list and your benefit are two different documents with two different jobs. Once you see that, the confusion disappears in about thirty seconds — and you'll know exactly which next step is yours.

Best for you / not for you

This page is for you if: you have a Central States TeamCare card, a doctor mentioned Wegovy, and you want a straight answer about whether the union plan pays.

This page is not the right answer if: your card says TeamstersCare in New England, Teamsters Benefit Trust in California, Central Pennsylvania Teamsters, or another Teamster-affiliated fund. Those are different funds with different rules. Jump to the plan-name check →

The RX Index is an independent GLP-1 research and decision resource. We compare plan rules, treatment paths, access, and verified costs so readers can choose the next step that fits their situation.

The 30-second answer

What we actually verified

We didn't guess at this, and we didn't get the coverage verdict from a forum. On August 21, 2026 we read:

• The CVS Caremark Standard Control Formulary, July 2026 edition, posted by TeamCare
• The Central States Active Plan Document (Grandfathered), restated January 1, 2026
• The Central States Active Plan Document (Non-Grandfathered), restated January 1, 2026
• The Central States Retiree Plan Document (R4), amended through January 1, 2026
• The TForce Freight Option A Plan Document, restated January 1, 2026
• The UPS Retiree Plan R6 Document, amended through January 1, 2026
• The UPS Retiree RU/RV Plan Document, amended through January 1, 2026
• TeamCare's prescription benefit page, member FAQ, appeal page, contact page, and plan-document search
• The current FDA prescribing information for Wegovy
• Current NovoCare Pharmacy cash-price terms, Ro coverage-check and membership terms, and CMS Medicare GLP-1 Bridge rules

What we could not verify, and won't pretend to: whether your exact plan code changes a benefit, what Caremark will quote as your negotiated price, and whether TeamCare will cover Wegovy for a non-weight-loss FDA-approved use. Those answers live in your own benefit record and claim rules. We'll show you how to get them.

Nobody paid us to reach the coverage verdict. TeamCare, CVS Caremark, Novo Nordisk, and CMS did not pay for this page. A provider link later on may earn us a commission if you use it.

Does TeamCare cover Wegovy for weight loss in 2026?

Answer capsule: No, not under the six published 2026 TeamCare plan documents we checked. Each one puts “medications prescribed for weight-loss” in its non-covered prescription expenses. Wegovy's presence on the CVS Caremark list does not change that, because TeamCare and Caremark both say a formulary listing does not guarantee benefit coverage.

TeamCare is the trade name of the Central States, Southeast and Southwest Areas Health and Welfare Fund. It is jointly run by union and employer trustees and serves more than half a million members from more than 1,100 employers.

Big as it is, it runs on written documents. And the written documents are consistent across all six we checked.

The TeamCare Wegovy coverage evidence matrix

Verified August 21, 2026. The plan-document findings below come from TeamCare's own published 2026 documents.

To build that table yourself you'd have to open seven separate PDFs, six of them long legal plan documents. That's the whole reason this page exists.

One honest limit before you go further: these are the six master plan documents TeamCare publishes. Your Plan Benefit Profile and the document tied to your plan code still govern you. A public cross-check is strong evidence. It is not a substitute for your own benefit record.

Free, no login required: Search TeamCare's published plan documents by plan code at MyTeamCare.org → Forms & Documents → Plan Documents Search. Skip to the step-by-step check →

Why is Wegovy on TeamCare's drug list if weight-loss prescriptions are excluded?

Answer capsule: Because a drug list and a health benefit are not the same thing. A CVS Caremark formulary identifies medications inside Caremark's drug-list system. A TeamCare benefit is what your plan has agreed to pay for. A drug can sit on the first list and be excluded by the second, and that is exactly what the published documents show for Wegovy prescribed for weight loss.

Here's the sentence most people never see. It's TeamCare's own, from its member FAQ:

“No, there is not a mandatory formulary.”

And this one, from the page where TeamCare posts the drug list:

“Not all drugs listed in a formulary are covered under the TeamCare prescription drug benefit.”

And this, inside Caremark's document itself:

“This is not an all-inclusive list and does not guarantee coverage.”

Three warnings, from two organizations, saying the same thing. The list shows Caremark's preferred drug-list structure. Your plan decides which benefits it buys.

The four layers, in order

This is the part that clears everything up. Four different bodies answer four different questions, and people mash them into one:

Wegovy clears layers 1 and 2. Layer 3 is where prescriptions written for weight loss run into a wall in the TeamCare documents we read. If you only checked layers 1 and 2 — which is what most people do, and what most articles do — you'd walk into the pharmacy expecting coverage and walk out stunned.

What the July 2026 Caremark list actually says

Since you're going to look this up anyway, here's the whole anti-obesity block so you don't have to hunt through 28 pages.

The same document also names Wegovy as an alternative beside several removed products:

Read that twice, because it's the source of a lot of false hope. On the drug list, Wegovy isn't just present — it's the drug Caremark points toward when Zepbound is removed. That looks like the strongest possible signal of coverage. It isn't. It's a signal about which anti-obesity drug Caremark prefers if your plan covers that category at all.

Caremark can change its standard list during the year, and plan sponsors can customize it. Neither kind of change erases a benefit exclusion in the plan document. See our current CVS Caremark GLP-1 formulary tracker →

The right GLP-1 path isn't the same for everyone

The right GLP-1 path depends on your state, your coverage, the medicine your clinician thinks fits, whether you want an FDA-approved or compounded treatment path, your preferred dosage form, and your budget. Because a general answer can't resolve those for you, use The RX Index's Find My GLP-1 Path tool to narrow the next step.

Get my personalized GLP-1 action plan → (free, about 2 minutes, no signup)

What is the difference between a formulary listing, prior authorization, and an exclusion?

Answer capsule: These three terms describe completely different situations, and mixing them up is the single most common insurance mistake. A formulary listing means a drug appears on a drug list. A prior authorization means the drug may be covered if the plan's clinical rules are met. An exclusion means the plan does not treat the drug, category, or use as a covered expense. Only the third one is a wall.

Keep this table in your head when you call. If the answer you get is “excluded,” asking your doctor to submit another prior authorization form is like filling out a warranty claim for a product you never bought. If the answer is “prior authorization required,” that's a very different day — you have a criteria problem, not a benefit wall.

Ask which one you're dealing with. Those exact words.

Your next move in one screen

Could TeamCare cover Wegovy for something other than weight loss?

Answer capsule: Possibly, and this is where a blanket “TeamCare never covers Wegovy” would be wrong. Wegovy's current FDA label includes cardiovascular risk reduction in certain adults, and Wegovy injection has an accelerated-approval indication for certain adults with noncirrhotic MASH and F2–F3 fibrosis. The public TeamCare materials do not give one universal answer for those uses, so the exact diagnosis and plan have to be checked.

This matters more than it sounds like it does. A plan exclusion written around medications prescribed for weight loss is about the use being billed, not just the name printed on the box. Same medicine, different FDA-approved reason — potentially a different coverage answer.

Only a real diagnosis and your clinician's honest documentation count. This is not a reason to change a diagnosis code to get around an exclusion.

If your clinician is prescribing it for your heart

The current FDA label covers Wegovy injection and tablets to reduce the risk of major cardiovascular events — cardiovascular death, nonfatal heart attack, and nonfatal stroke — in adults with established cardiovascular disease who also have obesity or overweight.

What we couldn't verify: any public TeamCare rule guaranteeing coverage for that use.

What to do about it: don't ask only, “Is Wegovy on the formulary?” Ask: “Is Wegovy covered under my plan for the exact cardiovascular diagnosis my prescriber is submitting?” Those are two different questions and they can get two different answers.

If it is for MASH, a liver condition

MASH stands for metabolic dysfunction-associated steatohepatitis. The FDA label covers Wegovy injection, not the tablet, for certain adults with noncirrhotic MASH and moderate-to-advanced fibrosis, meaning F2–F3 scarring. This indication has accelerated approval, and continued approval may depend on a confirmatory trial.

Same rule applies. FDA approval for a use does not create a TeamCare benefit for that use. Verify it on your plan.

If it is for weight

Then you're back at the exclusion, and that's the honest answer. Which is exactly why the reason written on the prescription is worth a real conversation with your clinician — not to game anything, but because a genuine cardiovascular or MASH diagnosis changes which coverage question you ask.

What about the Wegovy pill?

The FDA label includes Wegovy tablets for long-term weight reduction in qualifying adults and cardiovascular risk reduction in qualifying adults. But the coverage principle doesn't change: a new dosage form being FDA-approved does not create a plan benefit. Pill or pen, the question is still your plan and your prescribed use.

Check your own plan in four steps →

How do I check my own TeamCare plan?

Answer capsule: Start with your Plan Benefit Profile and the plan document tied to your plan code. Then check the drug in your signed-in Caremark account. If the result is unclear, call Caremark and ask whether the answer is a formulary listing, prior authorization, or benefit exclusion.

This is the part an AI summary can't do for you. Four steps.

Step 1 — Get your Plan Benefit Profile. Log in at MyTeamCare.org and open Member Dashboard → My Documents → My Plan Documents. Download the Plan Benefit Profile. Your plan code and prescription cost-sharing should be shown there.

Step 2 — Pull the plan document tied to your code. Go to MyTeamCare.org → Forms & Documents → Plan Documents Search. Enter your plan code. Open the plan document and search for “weight-loss” and “Prescription Drug Benefit.” That is the text that governs the public-document answer.

Step 3 — Check the live claim rules at caremark.com. Use the prescription information printed on your own TeamCare Benefit ID card. Sign in at caremark.com, price Wegovy, and look for coverage, prior authorization, quantity limits, and the plan price. Do not copy Rx numbers from a sample card or another member.

Step 4 — Make one phone call and ask the right question. Call CVS Caremark at 1-888-483-2650, available 24/7. Say this, word for word:

“Is Wegovy covered under my specific plan for the exact diagnosis my prescriber is submitting, or is it only listed on the formulary? If it is not covered, is that a benefit exclusion or a prior-authorization requirement? What rule was applied?”

That wording is designed to stop the exact misunderstanding this whole page is about.

For plan-document and benefit-design questions rather than a live drug claim, contact TeamCare at 1-800-TEAMCARE (1-800-832-6227), Monday through Friday, 8 a.m. to 5 p.m. Central time, or use the secure Message Center.

Plan codes and document families you may see

TeamCare is not one identical benefit package. Codes named across current TeamCare materials feed into different plan documents and cost schedules.

Your plan code settles it, not your employer's name.

What does TeamCare's prescription benefit cost when a drug is covered?

Answer capsule: There is no single TeamCare copay that fits every plan code. Several published plan families use 20% for a TeamCare RX or 90-day fill and 25% at retail, often with a $200 maximum per prescription. TForce UA/UC and some UPS active codes have different schedules. Your Plan Benefit Profile is the final number.

You need this section for two reasons. First, if your prescription turns out to be for a covered use, this is the math. Second, it explains why the $1,000 injectable limit you may have heard about does not rescue an excluded drug.

The published 2026 schedules are not all the same

These are plan-document schedules, not a promise of Wegovy coverage. “Covered charges” and your Caremark-negotiated plan price control the math. Your Plan Benefit Profile can differ and governs you.

Why the cap matters — when the prescription is covered

A percentage with a dollar cap stops growing after a break-even point:

Wegovy's manufacturer list price is $1,349.02 per package, but your claim would use Caremark's plan price, not the list price. That is why caremark.com matters more than a list-price calculator.

The third-fill rule does not hit Wegovy injection the way the draft claimed

TeamCare's general member page says a non-exempt maintenance medicine can be filled as a 30-day supply twice at retail. After that, continuing 30-day retail fills can move the member share to 50%.

But the plan documents also say injectable drugs are exempt from that maintenance classification. Wegovy injection is injectable. So the earlier idea that a Wegovy pen would fall into a huge third-fill penalty was wrong.

The Wegovy tablet is not injectable. Do not assume the same exemption applies to it. Ask Caremark how it is classified under your plan before the third fill.

And why the injectable cap does not save an excluded drug

Here's where people get their hopes up and shouldn't. The $1,000 annual injectable prescription out-of-pocket ceiling is real for the standard non-Kaiser TeamCare plan documents we checked. Active and TForce documents place it in Section 20.08; retiree documents place it in Article XV.

But it caps your share of covered injectable prescriptions. If the use is excluded, there is no covered member share for the cap to measure. You're paying outside the benefit.

We'd rather tell you that now than have you discover it at the register.

Pharmacy and 90-day rules worth knowing

• TeamCare says its national retail network excludes Walmart, Sam's Club, and Amazon/PillPack.
• Covered 90-day fills can go through a CVS retail pharmacy, Caremark Mail Service, or another participating pharmacy shown in your signed-in caremark.com account.
• TeamCare says a 90-day supply generally has lower cost-sharing for long-term medicines, but the exact rule depends on the drug and plan.
• Ask Caremark whether a medicine is treated as an exempt injectable, a specialty drug, or a non-exempt maintenance drug before the third fill.

What should I do if TeamCare denies Wegovy?

Answer capsule: Start by finding out why. A rejection for missing clinical information is a paperwork problem your clinician may be able to fix. A denial citing the weight-loss prescription exclusion is a different problem, and more forms will not create the missing benefit. TeamCare uses a two-step internal appeal, and the first written appeal is generally due within 180 days.

First: read the denial, then ask for the rule

You have a right most people never use. TeamCare says that when an internal rule, guideline, protocol, or similar criterion was used, it will provide that rule free of charge on written request. The current active plan places that right in Section 9.04.

Call and ask, in this order:

1. Is this a benefit exclusion, a prior-authorization denial, or a pharmacy rejection?
2. Which exact plan provision or rule was applied?
3. What diagnosis and drug form were processed?
4. What documentation is missing, if any?
5. Please send me the rule, guideline, or clinical reasoning you relied on.

Write down the answers. Everything after this depends on question one.

The appeal ladder

TeamCare's non-grandfathered plan says a standard external review is generally decided within 45 days after the independent review organization receives the request. Expedited review has separate urgency rules. Do not assume every Wegovy denial gets an outside review.

Where to send an appeal: use the secure Message Center, fax 1-847-518-9794, or mail:

Research & Correspondence Department TeamCare, A Central States Health Plan PO Box 5126 Des Plaines, IL 60017-5126

TeamCare's appeal page asks for the member's name and address, member ID, claim number, patient name and relationship, date of loss or service, the exact reason you disagree, the denial or Explanation of Benefits, and supporting records.

When an appeal probably will not work

We'd be doing you a disservice if we didn't say this plainly. Medical-necessity evidence answers a medical-criteria denial. It does not create a benefit where the plan expressly excludes the use.

If your denial letter points to the weight-loss prescription exclusion, the realistic paths are:

• Appeal if you believe the plan used the wrong diagnosis, dosage form, member record, or benefit provision
• Ask your clinician about another treatment that the plan does cover
• Check whether a genuine cardiovascular or MASH use changes the coverage question
• Use a cash path for Wegovy

That last one is not the disaster it used to be. Which brings us to the numbers.

If TeamCare will not pay for Wegovy, what does it cost in cash?

Answer capsule: NovoCare Pharmacy has a manufacturer-backed self-pay program. As verified August 21, 2026, new patients who meet the terms can pay $199 for each of their first two monthly 0.25 mg and 0.5 mg pen fills through December 31, 2026. Standard pen doses are then $349 per month, Wegovy HD 7.2 mg is $399, and tablets range from $149 to $299 by dose.

Start with the cheapest brand-name route, which pays us nothing

If your plan excludes weight-loss Wegovy and you already have a prescription, your first price check should be NovoCare Pharmacy. It is a manufacturer-backed cash program operated by CoAssist Pharmacy under the NovoCare name. There is no separate telehealth membership fee.

Eligibility and program terms apply, and Novo Nordisk can change or end the offer. Paying outside insurance does not count toward your TeamCare deductible or out-of-pocket limits.

Check current Wegovy cash prices at NovoCare → (manufacturer source; not an affiliate link)

We earn nothing from that table. It's the honest floor, and you should know it before anyone sells you anything.

The “pay as little as $25” line is not the same offer

You'll see the “pay as little as $25” language everywhere. That is the commercial-insurance savings offer, subject to eligibility and a maximum $100 monthly saving. It is built to reduce an eligible covered cost.

If TeamCare excludes weight-loss Wegovy, do not compare a $25 covered copay with your situation. Compare the self-pay program with every other cash route. Those are the numbers that can actually apply without benefit approval.

Where a telehealth program can earn its fee

Now the part where we do have a business interest, stated plainly.

If you need a prescriber, want help understanding a coverage report, or want one program to coordinate treatment and insurance paperwork, Ro is a telehealth option that may prescribe FDA-approved brand-name medicines when clinically appropriate.

Ro's free GLP-1 Insurance Coverage Checker currently checks the Ozempic pen, Wegovy pen, and Zepbound pen. It says whether prior authorization may be required. Ro also says the free checker does not submit a treatment request, write a prescription, or submit a prior authorization.

A paid Ro Body membership is a different service.

Here's the honest flaw, and it's a real one. Ro's membership fee is a cash-pay service fee. It is not a TeamCare prescription claim, and it does not count toward TeamCare's prescription out-of-pocket limits. If your only goal is the lowest possible cash price for the drug and you already have a prescriber, NovoCare direct may be cheaper, because you skip the membership entirely — go there instead.

But if you need a clinician and someone to coordinate the administrative work, that is where the membership can earn its fee.

Check Wegovy pen coverage free with Ro → (affiliate link; the free report does not prescribe or submit a prior authorization)

People with Medicare, Medicaid, TRICARE, or another government program should not assume the same insurance workflow applies. Use the Medicare section below first and answer every eligibility question honestly.

Why no compounded programs on this page

This is a question about a brand-name, FDA-approved drug and a real pharmacy benefit. Compounded drugs are not FDA-approved as finished products, and the FDA does not review their safety, effectiveness, or quality before marketing the way it does for approved drugs.

Treating a compounded product as though it were interchangeable with Wegovy would blur two things that should stay separate. A clinician may decide a compounded drug is appropriate in a legally permitted situation, but it is not “generic Wegovy” and it is not covered by Wegovy's FDA approval.

See the separate treatment-path guide →

What do TeamCare retirees, Medicare members, and spouses need to know?

Answer capsule: TeamCare retirees under 65 generally use the retiree plan document tied to their code, and the three published retiree documents carry the same weight-loss prescription exclusion. Medicare-eligible people may have separate TeamCare-linked options, but the $50 Medicare GLP-1 Bridge is available only to eligible Part D beneficiaries who meet CMS rules. It is not automatic for every retiree.

If you are retired and under 65

The retiree document tied to your plan code governs. The published R4, UPS R6, and UPS RU/RV documents each list medications prescribed for weight loss as non-covered prescription expenses.

If you are Medicare-eligible

TeamCare says TeamCare Advantage and TeamCare Gold are retiree coverage options connected with Humana. Do not assume you are enrolled in one because you once had TeamCare. Check your current card and Part D status.

The Medicare GLP-1 Bridge runs from July 1, 2026 through December 31, 2027. CMS says eligible Part D beneficiaries pay a $50 copay for eligible Bridge drugs. The Bridge runs outside the normal Part D payment flow, so the $50 does not count toward true out-of-pocket costs.

That is a powerful path, but it is eligibility-based and requires the Bridge's process. Check at Medicare.gov/glp1bridge or call 1-800-MEDICARE (1-800-633-4227).

Read our full Medicare GLP-1 Bridge guide →

The Age 65 Prescription Drug Benefit

Central States also describes an Age 65 Prescription Drug Benefit, called NATA65P, for certain qualifying pensioners. The published terms say the member pays 20%, the Pension Fund pays 80%, and the Fund's payment is capped at $1,000 per calendar year for the retiree and $1,000 for the spouse. Eligibility includes 20 years of contributory credit service and Benefit Class 18 or higher.

That benefit is separate from saying Wegovy is covered. Ask Central States whether you qualify and what drug rules apply.

Spouses and dependents

A covered spouse or dependent uses the benefit attached to the member's plan. The same plan exclusions, live Caremark rules, and plan-code check still matter. Use the identifiers on the actual member card and confirm the person is currently eligible.

Is your plan actually TeamCare?

Answer capsule: “Teamsters health insurance” is not one national plan. TeamCare is the Central States, Southeast and Southwest Areas Health and Welfare Fund, and its prescription benefit is administered by CVS Caremark. Other Teamster-affiliated funds have their own documents and rules.

Quick check: look for the full fund name on your card, member portal, or plan document. Do not identify the plan from an employer logo alone.

“I work at UPS — does that answer it?”

No, and this trips up a lot of people. TeamCare publishes active UPS code rules and separate UPS retiree documents, but UPS workers can also fall under other regional arrangements.

Your plan code and fund name settle it, not your employer's name. Go pull your documents →

Frequently asked questions

Is Wegovy on the TeamCare formulary?

WEGOVY appears under “ANTIOBESITY” on the July 2026 CVS Caremark Standard Control Formulary that TeamCare posts. But TeamCare and Caremark both warn that appearing on the list does not guarantee your plan covers it.

Does TeamCare cover weight-loss medication?

The six published 2026 TeamCare plan documents we reviewed list medications prescribed for weight loss as non-covered prescription expenses. Confirm the document and Plan Benefit Profile tied to your plan code.

Does TeamCare cover semaglutide for weight loss?

The plan wording focuses on why the medicine is prescribed, not only the ingredient name. A semaglutide prescription written for weight loss runs into the same public exclusion.

Does TeamCare cover the Wegovy pill?

The Wegovy tablet is FDA-approved for qualifying adult weight reduction and cardiovascular risk reduction. Approval does not create a TeamCare benefit. For weight loss, the same public plan exclusion applies. For cardiovascular use, ask about your exact diagnosis and plan.

Does TeamCare require prior authorization for Wegovy?

TeamCare says some drugs require criteria to be met before coverage is approved, but we found no single public prior-authorization rule that answers every TeamCare plan and every Wegovy use. Check your signed-in caremark.com account or call 1-888-483-2650. A prior authorization cannot override a true benefit exclusion.

Does TeamCare cover Wegovy for heart disease?

Wegovy injection and tablets have an FDA-approved cardiovascular-risk-reduction use for qualifying adults. We found no public TeamCare rule guaranteeing coverage for that use. Ask whether Wegovy is covered for the exact cardiovascular diagnosis being submitted.

Does TeamCare cover Wegovy for MASH?

Wegovy injection has an accelerated-approval indication for certain adults with noncirrhotic MASH and F2–F3 fibrosis. We found no public TeamCare rule guaranteeing coverage. Ask about that exact diagnosis and what records are required.

Can I appeal a TeamCare Wegovy denial?

Yes. The first written appeal is generally due within 180 days of the original benefit decision. Whether an appeal can help depends on whether the problem is missing criteria, a wrong claim detail, or a correctly applied exclusion.

Does the $1,000 injectable limit apply to Wegovy?

Only when the Wegovy injection is a covered TeamCare prescription expense. The limit caps the member's share of covered injectable drugs. It does not convert an excluded use into a covered one.

Does the third-fill penalty apply to Wegovy?

The plan documents exempt injectable drugs from the non-exempt maintenance classification, so the Wegovy pen should not be treated like the draft's earlier third-fill example. The Wegovy tablet is not injectable; ask Caremark how it is classified before the third fill.

Can I fill a TeamCare prescription at Walmart?

TeamCare says Walmart, Sam's Club, and Amazon/PillPack are excluded from its national retail prescription network. Use caremark.com to find a current participating pharmacy.

Who do I call about TeamCare prescription coverage?

Call CVS Caremark at 1-888-483-2650, available 24/7, for live drug, claim, and price questions. Contact TeamCare at 1-800-TEAMCARE (1-800-832-6227), Monday through Friday, 8 a.m. to 5 p.m. Central time, for plan and benefit questions.

Is CVS Caremark the same thing as TeamCare?

No. Caremark administers the prescription benefit and applies the claim rules. TeamCare's plan terms define the benefit. When a general Caremark list and your TeamCare plan document point in different directions, the plan document controls your benefit.

Does TeamCare cover Zepbound?

The July 2026 Caremark list posted by TeamCare shows Zepbound as a removed product and names Wegovy among the alternatives. That does not erase TeamCare's public exclusion for medications prescribed for weight loss. Recheck your signed-in Caremark record whenever the drug list changes.

Primary-source record

TeamCare plan and benefit sources

• TeamCare Forms & Documents and plan-code search
• Active Plan Document — Grandfathered
• Active Plan Document — Non-Grandfathered
• Retiree Plan Document — R4
• TForce Freight Option A Plan Document
• UPS Retiree Plan — R6
• UPS Retiree Plan — RU/RV
• July 2026 Caremark Standard Control Formulary
• TeamCare prescription benefits
• TeamCare member prescription FAQ
• TeamCare claim appeals
• TeamCare contact information

Drug, cash-price, and Medicare sources

• FDA Wegovy prescribing information
• FDA: Compounding and the FDA
• NovoCare Wegovy cash prices and terms
• CMS Medicare GLP-1 Bridge
• Ro GLP-1 Insurance Coverage Checker
• Ro Body pricing

Who made this, and why?

The RX Index Research Team. We compared TeamCare's July 2026 Caremark drug list against the prescription exclusions in all six legal plan documents TeamCare publishes, then checked the current FDA Wegovy label for uses that could change the coverage question. Cash prices, appeal rules, contact details, Medicare terms, and provider claims were checked against the organizations that publish them.

We built this page because seeing Wegovy on a formulary and then being told it isn't covered looks like somebody's lying to you. Nobody is. Two documents are doing two different jobs, and until now nobody had put all six plan documents beside the drug list and followed the contradiction through to the next decision.

Last verified: August 21, 2026. Recheck this page when TeamCare replaces its plan documents, when Caremark publishes a new list, when NovoCare changes its cash terms, or when the FDA label changes. We only move the date when we've actually rechecked.

Still not sure which GLP-1 path fits your plan, budget, and preferred treatment? Take the free two-minute matching tool.

This page gives general information about insurance documents. It is not medical or legal advice. Coverage decisions are made under your plan, and treatment decisions belong between you and your clinician. Compounded drugs are not FDA-approved as finished products and are not the same as FDA-approved Wegovy.