Mounjaro Savings Card 2026: Who Pays $25, Who Pays $499, and What to Do If It’s Not Working
Published:
·Last verified: May 19, 2026.The short version:
Commercial insurance + plan covers Mounjaro + T2D Rx
As little as $25/month
Commercial insurance + plan does NOT cover Mounjaro + T2D Rx
As low as $499/month
Medicare, Medicaid, TRICARE, VA, DoD
Card not eligible
Uninsured or off-label weight loss only
Card not eligible
Card savings end 12/31/2026. Lilly’s list price is $1,112.16/month. Source: Lilly official Savings Card terms, verified May 19, 2026.
Your situation → Your likely outcome
| Your situation | Your likely Mounjaro cost |
|---|---|
| Commercial insurance + plan covers Mounjaro + Type 2 Diabetes Rx | As little as $25/month |
| Commercial insurance + plan does not cover Mounjaro + T2D Rx | As low as $499/month |
| Medicare, Medicare Part D, or Medicare Advantage | Card not eligible — check Part D formulary, Extra Help, and M3P |
| Medicaid | Card not eligible — check state Medicaid formulary |
| TRICARE, VA, or DoD | Card not eligible — use your military pharmacy benefit |
| No insurance | Card not eligible — compare cash/discount-card prices and ask about FDA-approved alternatives |
| Off-label weight loss only (no Type 2 Diabetes) | Card terms don't fit — Zepbound is the FDA-approved tirzepatide for weight loss |
Free. Takes about 60 seconds. Not an affiliate link — this goes directly to Lilly.
What the Mounjaro Savings Card actually is (and what it isn’t)
Mounjaro (the brand name for tirzepatide) was approved by the FDA in May 2022 to help adults with Type 2 Diabetes lower their blood sugar. Its list price is currently $1,112.16 per month for a box of four pens (a 28-day supply). Most patients never pay that full number, but a lot of people see it on their first pharmacy quote — and that’s the moment they end up searching for this page.
The Savings Card is Lilly’s official answer to that sticker shock. Here’s the part most other articles gloss over: the card has two completely different price tiers, plus a list of patient situations where it doesn’t apply at all. If you don’t know which tier you’re in, you’ll either walk out of the pharmacy thrilled at $25 or stunned at over $1,000 — and there’s no warning in between.
Do you qualify for the Mounjaro Savings Card?
The 2026 eligibility list
You qualify when all of these are true:
You have commercial drug insurance (employer plan or one you bought yourself)
You're 18 or older
You live in the U.S. or Puerto Rico
Your Mounjaro prescription is for an FDA-approved use (Type 2 Diabetes)
You're not enrolled in Medicare, Medicare Part D, Medicare Advantage, Medigap, Medicaid, DoD, VA, TRICARE/CHAMPUS, or any state prescription assistance program
You're not enrolled in an Alternate Funding Program (AFP) — a third-party setup some employers use that forces you to apply to manufacturer copay programs. Lilly's terms specifically exclude these scenarios
Source: Lilly’s official Mounjaro Savings Card terms at mounjaro.lilly.com/savings-resources, verified May 19, 2026.
One honest thing we have to tell you
Many people searching for the Mounjaro Savings Card are on Medicare — and the card excludes Medicare and other government-funded plans regardless of how strong the medical need is. The exclusion is rooted in federal anti-kickback rules and Lilly’s program terms, not a Lilly choice.
That’s the hard part. The good news: if you’re on Medicare with Type 2 Diabetes, your Part D plan may cover Mounjaro, and 2026 brought a new $2,100 annual out-of-pocket cap on covered Part D drugs. If that’s you, skip down to the Medicare section — we walk through the real options.
$25 or $499? What you’ll really pay with the Mounjaro Savings Card
Tier 1: Your commercial plan covers Mounjaro
The “$25 Mounjaro” you keep hearing about
| What you get | The number |
|---|---|
| Best-case cost | As little as $25 per 1-, 2-, or 3-month fill |
| Maximum savings per 1-month fill | $150 |
| Maximum savings per 2-month fill | $300 |
| Maximum savings per 3-month fill | $450 |
| Maximum annual savings | $1,950 per calendar year |
| Maximum fills | Up to 13 per calendar year |
| Card expiration | 12/31/2026 |
Quick math on the cap: $150 × 13 fills = $1,950. If your monthly insurance copay before the card is around $175, the card brings you to $25. If your copay is much higher than $175, the card chips off $150 and you pay the rest.
Tier 2: Your commercial plan does NOT cover Mounjaro
The tier that surprises people — $499, not $25
| What you get | The number |
|---|---|
| Best-case cost | As low as $499 per 1-month fill |
| Maximum savings per 1-month fill | $647 |
| Maximum annual savings | $8,411 per calendar year |
| Maximum fills | Up to 13 per calendar year |
| Card expiration | 12/31/2026 |
| 3-month $25 fill | Not available in this tier |
The $499 tier means eligible commercially insured patients whose plan does not cover Mounjaro may pay as low as $499 for a 1-month fill. After the fill limit or savings cap is reached, the card no longer applies.
Source: Lilly’s official Savings Card terms, verified May 19, 2026.
Why people online report wildly different Mounjaro prices
They have coverage; you don't (or vice versa): Different tier applies.
Plan design and deductible status: Lilly's terms say the card may reduce, eliminate, or modify savings if your commercial plan doesn't apply card payments to your copay, deductible, or coinsurance.
Prescription is for off-label weight loss: Card terms require an FDA-approved use (Type 2 Diabetes).
You're on Medicare: Card doesn't process with government insurance.
Pharmacy ran the claim wrong: The card has to process as a secondary after insurance.
Your card expired: Old cards from 2024 may not work. Re-activate the 2026 card.
Find your exact scenario in 60 seconds
Match yourself to one of the six scenarios below. Each one shows what you’ll likely pay, what to enroll in, and exactly what to do next.
Commercial insurance + plan covers Mounjaro + Type 2 Diabetes
Likely cost: As little as $25 per 1-, 2-, or 3-month fill (up to $1,950 in savings per year, 13 fills max)
What to do:
- ·Activate the Savings Card at mounjaro.lilly.com/savings-resources
- ·Ask your prescriber if a 3-month script makes sense (same $25 — saves trips)
- ·Call your insurance to confirm 3-month fills are allowed
Commercial insurance + plan does NOT cover Mounjaro + T2D
Likely cost: As low as $499 per 1-month fill (up to $8,411 in savings per year, 13 fills max). The $25 3-month tier does not apply.
What to do:
- ·Activate the card — you may fall into the $499 tier automatically when the pharmacy processes the claim
- ·Ask your prescriber about a formulary exception or prior authorization to move into the $25 tier
Medicare, Medicare Part D, or Medicare Advantage
Likely cost: Plan-specific. Some Part D and Medicare Advantage plans may cover Mounjaro for T2D. In 2026, covered Part D drugs are capped at $2,100 OOP.
What to do:
- ·Check your Part D plan's formulary at Medicare.gov/plan-compare
- ·If covered for T2D, ask about prior authorization requirements
- ·Note: CMS GLP-1 Bridge lists Foundayo, Wegovy, Zepbound KwikPen — not Mounjaro
Medicaid (state-funded)
Likely cost: Plan- and state-specific. Many state Medicaid programs require prior authorization.
What to do:
- ·Check your state Medicaid formulary or call your plan
- ·Ask whether Mounjaro is covered for Type 2 Diabetes and what PA documentation is required
- ·Do not use the Mounjaro Savings Card with Medicaid — it's excluded
Uninsured
Likely cost: Close to the $1,112.16 list price unless a pharmacy discount card lowers it. GoodRx typically shows Mounjaro prices in the $1,051–$1,120 range.
What to do:
- ·The Savings Card requires commercial drug insurance — it doesn't work without it
- ·Compare cash and discount-card prices at your pharmacy
- ·Call Lilly Support Services at 1-800-LillyRx (1-800-545-5979) for current affordability resources
Off-label use for weight loss (no Type 2 Diabetes)
Likely cost: The Mounjaro Savings Card terms require a prescription for an FDA-approved use (Type 2 Diabetes). Treat the card as a no for weight-loss-only prescriptions.
What to do:
- ·Use the Zepbound path instead — Zepbound is the FDA-approved tirzepatide for weight management
- ·Zepbound has its own $25 Savings Card for covered commercial insurance
How to get and use the Mounjaro Savings Card (3 steps + exact 3-month scripts)
Activate your card at the official Lilly site (60 seconds, free)
Go to mounjaro.lilly.com/savings-resources and select "Get Your Card." Follow Lilly's current eligibility and activation flow, then choose how to receive your card: download, email, text, or save to Apple/Google Wallet. No doctor signature needed. No application fee.
Get your Mounjaro Savings Card at Lilly →Call your insurer BEFORE you go to the pharmacy
Use these exact questions:
- "Is Mounjaro covered under my pharmacy benefit for Type 2 Diabetes?"
- "Does it require prior authorization?"
- "Is a 3-month fill allowed?"
- "Which pharmacies are in network?"
- "Do I have a deductible to meet before copay assistance applies?"
- "Is my plan using an Alternate Funding Program?"
If your plan does not cover Mounjaro, ask: "Can I request a formulary exception?"
Call the pharmacy BEFORE pickup
Lilly's own savings page tells patients to ask the pharmacy two specific questions (quoted word-for-word because they actually work):
- "Will you fill my 3-month prescription of Mounjaro?"
- "I was prescribed a 3-month prescription of Mounjaro. Are there any restrictions I should know about?"
If the pharmacy auto-fills only 1 month, tell them your script was for 3 months and ask to transfer to another in-network pharmacy that can fill the full quantity. Some pharmacies don't have a full 3-month supply on hand but can restock within 1–2 business days.
Why your Mounjaro Savings Card isn’t working at the pharmacy
The 7-issue pharmacy rejection decoder
| What the pharmacy said | Most likely cause | What to say back |
|---|---|---|
| "It's still over $1,000" | Insurance didn't cover or claim didn't run with card | "Did my commercial insurance cover Mounjaro, or is the claim running as non-covered? Did the savings card process as secondary?" |
| "It only took off part of the price" | You're likely in the $499 (non-covered) tier OR you hit the savings cap | "Is the claim showing covered or non-covered? What rejection code came back?" |
| "The 3-month fill won't process" | Plan or pharmacy doesn't allow 84-day fills | "Can you run a 28-day fill instead? Can I still use the savings card?" |
| "You need prior authorization" | Plan requires PA before paying for Mounjaro | "Can you send the PA request to my prescriber? How long does it usually take?" |
| "I'm on Medicare and it won't run" | Manufacturer card legally can't process with government insurance | "Can you tell me my plan copay and whether the Medicare Prescription Payment Plan or Extra Help applies?" |
| "Your card is expired" | Old card or terms updated | "Can we run the current 2026 Lilly card?" — then re-activate at mounjaro.lilly.com/savings-resources |
| "Your plan uses an Alternate Funding Program" | Some employer plans force you to apply to manufacturer cards — Lilly's terms exclude this | "Can my plan explain my non-AFP coverage path?" |
The call that fixes most denials
Call Lilly Support Services directly: 1-800-LillyRx (1-800-545-5979). Have your card ID, the pharmacy’s NPI number, and your prescription number ready. Lilly Support is the official line for Mounjaro savings-card questions.
The 5-step pharmacy fix
- 1Confirm the pharmacy ran your commercial insurance first, then the savings card as a secondary
- 2Ask for the specific rejection code
- 3If "invalid diagnosis," have your prescriber confirm the ICD-10 code for Type 2 Diabetes is on the prescription
- 4Ask whether the prescription can be transferred to another in-network pharmacy
- 5If still stuck, call Lilly: 1-800-LillyRx (1-800-545-5979)
Can you use the Mounjaro Savings Card without insurance?
When someone searches “Mounjaro Savings Card without insurance,” they usually mean one of five things:
No insurance at all — Card doesn't apply — see options below
Insurance that doesn't cover Mounjaro — Actually the $499 tier — see Scenario 2 above
High deductible plan with nothing paid yet — Covered, but you'll pay until you meet your deductible (depending on how your plan treats card payments)
Insurance with high copay — Covered — the $25 or $150-off applies
Pharmacy didn't run insurance correctly — Fixable — see rejection decoder above
If you’re truly uninsured (option 1):
Path A — Pharmacy discount cards
GoodRx, SingleCare, WellRx. As of GoodRx's 05/19/26 update, Mounjaro shows as low as ~$1,096.59 for the most common version (typically $1,051–$1,120 depending on dose, pharmacy, and ZIP). Cannot be combined with insurance or the Lilly Savings Card.
Path B — Lilly Support Services
Call 1-800-LillyRx (1-800-545-5979). They can tell you what current Lilly resources may apply to your specific situation.
Path C — FDA-approved alternatives
Your prescriber may recommend an FDA-approved alternative on your plan's formulary or with a cheaper cash-pay program. This is a clinical decision — not a savings hack.
Medicare, Medicaid, VA, and TRICARE — what to do when the card doesn’t work
Government-plan decision table
| Question | Answer |
|---|---|
| Can I use the Mounjaro Savings Card on Medicare/Medicaid/VA/TRICARE? | No |
| Can my Part D plan cover Mounjaro? | Plan-specific. Some Part D and Medicare Advantage plans cover Mounjaro for Type 2 Diabetes |
| What's the 2026 Part D out-of-pocket cap? | $2,100 for covered Part D drugs |
| Does the Medicare Prescription Payment Plan (M3P) lower my Mounjaro cost? | No. M3P spreads covered-drug costs across the year but does not lower the total cost |
| Does the new CMS GLP-1 Bridge cover Mounjaro? | No. The CMS GLP-1 Bridge starts July 1, 2026 for eligible weight-management drugs, and currently lists Foundayo, Wegovy, and Zepbound KwikPen — not Mounjaro |
| Will Medicare cover Mounjaro for weight loss alone? | No. Medicare excludes weight-loss-only drug coverage by federal statute |
Path 1 — Medicare Part D (if you have Type 2 Diabetes)
Some Medicare Part D and Medicare Advantage drug plans may cover Mounjaro when prescribed for Type 2 Diabetes. In 2026, Part D out-of-pocket costs for covered drugs are capped at $2,100 for the calendar year.
- 1.Go to medicare.gov/plan-compare
- 2.Search "Mounjaro" by name and strength
- 3.Filter to plans that include Mounjaro on the formulary
- 4.Note the prior authorization requirements (most require documentation of T2D, prior medications, and A1C levels)
- 5.If you're in open enrollment, this is the time to switch plans
Path 2 — Extra Help (Low-Income Subsidy)
If you’re on Medicare with limited income and resources, you may qualify for Extra Help — a Medicare program that helps pay Part D premiums, deductibles, and copays. Apply at SSA.gov or your local Social Security office.
Path 3 — State Medicaid (for Type 2 Diabetes)
Medicaid coverage is state- and plan-specific. Check your state Medicaid formulary or call your Medicaid plan and ask: “Is Mounjaro covered for Type 2 Diabetes? What’s the prior authorization requirement?” Your prescriber’s office usually handles the PA paperwork.
What about VA, TRICARE, and DoD?
If you’re a veteran on VA Benefits, active military on TRICARE, or have DoD health coverage, Mounjaro coverage runs through your specific pharmacy benefit. The manufacturer Savings Card is excluded for all government plans. Your pharmacy benefits coordinator is the right starting point.
Can you use the Mounjaro Savings Card for weight loss?
Mounjaro
FDA-approved for Type 2 Diabetes in adults and children 10 and older. Has its own Savings Card for T2D prescriptions.
Zepbound
FDA-approved for chronic weight management in adults with BMI ≥ 30, or ≥ 27 with a weight-related condition. Has its own $25 Savings Card.
If you have T2D AND weight loss is also a goal:
Mounjaro may be clinically appropriate, and the Savings Card applies. Have this conversation with your prescriber.
If you do NOT have T2D and want tirzepatide for weight loss:
Switching to Zepbound is the right path. Same manufacturer (Lilly), FDA-approved for your actual goal, with its own dedicated $25 Savings Card.
The Zepbound path
For uninsured or non-covered patients, Lilly offers the Zepbound Self Pay Journey through LillyDirect:
2.5 mg starter
$299/mo
5 mg dose
$399/mo
7.5–15 mg doses
$449/mo
Rates apply under the Zepbound Self Pay Journey purchase offer when eligibility and refill-timing terms are met. Regular prices are higher for some doses.
Ro is one of the larger telehealth platforms that prescribes FDA-approved Zepbound. Their free GLP-1 Insurance Coverage Checker covers Zepbound, Wegovy, and Ozempic — useful for seeing whether your plan covers Zepbound before committing to a visit. Ro Body starts at $39 for the first month, then as low as $74/month with annual prepay (medication cost is separate).
Affiliate link, disclosed. Ro’s checker covers GLP-1s including Zepbound; it does not write prescriptions, just reports your coverage.
How to get a 3-month Mounjaro fill for $25
For your prescriber
"Can you write my Mounjaro prescription as a 3-month supply (84 days, 12 pens)?"
For your insurance
"I was prescribed a 3-month prescription of Mounjaro. Are there any restrictions I should know about?"
For your pharmacy
"Will you fill my 3-month prescription of Mounjaro?"
What to do when the 3-month fill won’t process
“If your pharmacy automatically fills a 1-month script, let them know that your script was for 3 months and if they cannot fill this quantity, you want to transfer the script to another in-network pharmacy.”
“Some pharmacies may not have a full 3-month supply on hand. They typically restock daily and can fulfill your prescription within 1–2 business days.”
“If you can’t access a 3-month fill, you can still use your savings card for a 1-month prescription at $25 (if eligible).”
Source: Lilly’s official Savings Card page at mounjaro.lilly.com/savings-resources, quoted verbatim. The fallback is always 1-month at $25 — you don’t lose the deal, you just refill more often.
Mounjaro Savings Card vs GoodRx, SingleCare, and other discount cards
| Option | Best-case monthly cost | Who it’s for | Can combine with insurance? |
|---|---|---|---|
| Mounjaro Savings Card (Tier 1) | $25 | Commercial insurance + plan covers Mounjaro + T2D Rx | Yes — runs as secondary after insurance |
| Mounjaro Savings Card (Tier 2) | $499 | Commercial insurance + plan does NOT cover Mounjaro + T2D Rx | Yes — runs as secondary |
| Medicare Part D | Plan-specific (capped at $2,100/year OOP for 2026) | Medicare + T2D + Mounjaro on plan formulary | This is your insurance |
| GoodRx | ~$1,051–$1,120/mo (verify by ZIP) | Uninsured or anyone whose Savings Card doesn't apply | No — cash price only |
| SingleCare | Varies by pharmacy | Uninsured cash-pay shoppers | No — cash price only |
| WellRx | Varies by pharmacy | Uninsured cash-pay shoppers | No — cash price only |
| Uninsured retail (no help) | ~$1,112/mo list price | Not recommended — use one of the paths above | n/a |
Need a Mounjaro prescription? Here’s where to get one online
Sesame Care — Mounjaro consult
Best if you need a Type 2 Diabetes prescription specifically
Sesame’s model is per-visit pricing — you pay for the consult, then fill at a local pharmacy using your insurance + the Mounjaro Savings Card. Works well if you don’t have an in-person provider, want a same-day or next-day consult, and want to use your local pharmacy with the Lilly Savings Card.
Book a Mounjaro consult with Sesame →Ro — free GLP-1 coverage check
Best if you want to check what’s covered before scheduling
Ro’s free GLP-1 Insurance Coverage Checker covers Zepbound, Wegovy, and Ozempic — not Mounjaro specifically — but useful if you’re weighing Mounjaro vs Zepbound or Wegovy. Ro does not write a Mounjaro prescription through the checker itself.
Check GLP-1 coverage with Ro (free) →Sesame is the cleaner fit if you need a Mounjaro prescription specifically. Ro is the cleaner fit if you’re earlier in the journey and want to know what’s covered before scheduling. The Savings Card works at almost any U.S. pharmacy regardless of who wrote the prescription.
Mounjaro safety notes you should know before saving on it
Boxed warning
Mounjaro carries a boxed warning for the risk of thyroid C-cell tumors, including medullary thyroid carcinoma (MTC). Do not use Mounjaro if you or any family member has ever had MTC or Multiple Endocrine Neoplasia syndrome type 2 (MEN 2).
FDA-approved use
Mounjaro (tirzepatide) is approved by the FDA to improve blood sugar control in adults and children 10 years and older with Type 2 Diabetes, used along with diet and exercise. It is not FDA-approved for weight loss — that’s Zepbound.
Other warnings to discuss with your provider
This is not complete safety information. Read the full Mounjaro prescribing information at FDA’s DailyMed database or at mounjaro.com, and talk to your healthcare provider before starting.
Is Mounjaro still in shortage in 2026?
Why your pharmacy may still be out occasionally
- ·Their distributor missed a delivery
- ·A nearby pharmacy ran out and patients shifted demand
- ·They didn't reorder enough in their last cycle
- ·A specific dose strength is in higher demand locally
What to do if your pharmacy is out
- ✓Ask when restock arrives (usually 1–3 business days)
- ✓Ask if a nearby in-network pharmacy has your dose
- ✓Ask about transferring the script (most can do this in minutes)
- ✓Don't switch to a different dose without your prescriber's okay
What we verified for this guide
Last verified: May 19, 2026. We don’t expect you to take any of this on faith — here’s what we cross-checked against primary sources.
| Claim on page | Source checked | Verified |
|---|---|---|
| Mounjaro Savings Card terms ($25 covered, $499 non-covered, caps, expiration 12/31/2026) | mounjaro.lilly.com/savings-resources | May 19, 2026 |
| Mounjaro list price ($1,112.16 per fill) | pricinginfo.lilly.com/mounjaro | May 19, 2026 |
| Mounjaro FDA-approved use (Type 2 Diabetes, adults and children 10+) | Mounjaro prescribing information | May 19, 2026 |
| Boxed warning for thyroid C-cell tumors / MTC / MEN 2 contraindication | Mounjaro prescribing information | May 19, 2026 |
| Government-plan exclusion (Medicare, Medicaid, TRICARE, VA, DoD) | Lilly Savings Card terms | May 19, 2026 |
| Medicare Part D 2026 out-of-pocket cap ($2,100 for covered drugs) | Medicare.gov / Medicare & You 2026 | May 19, 2026 |
| M3P spreads costs but does not lower them | Medicare.gov | May 19, 2026 |
| CMS Medicare GLP-1 Bridge (Foundayo, Wegovy, Zepbound KwikPen — not Mounjaro) | CMS.gov | May 19, 2026 |
| FDA tirzepatide shortage resolution (December 2024) | FDA.gov | May 19, 2026 |
| Sesame Care Mounjaro consultation availability | sesamecare.com/medication/mounjaro | May 19, 2026 |
| Ro GLP-1 Insurance Coverage Checker scope (Zepbound, Wegovy, Ozempic) and Ro Body pricing ($39 first month / as low as $74/mo annual) | ro.co | May 19, 2026 |
| Zepbound Self Pay Journey pricing ($299 / $399 / $449 by dose) | zepbound.lilly.com | May 19, 2026 |
| HSA/FSA medical-expense rules | IRS Publication 502 | May 19, 2026 |
What we cannot verify for you (check before pickup):
- ·Your specific insurance plan's Mounjaro formulary status
- ·Your pharmacy's live price today, in your ZIP, for your dose
- ·Your deductible status and how your plan treats card payments
- ·Whether your prescriber will write a 3-month Mounjaro script
- ·Whether prior authorization will be approved for your specific medical history
- ·Whether your local pharmacy has your dose in stock today
Compliance note on HSA/FSA use:
You may generally use HSA or FSA funds for the portion you actually pay for a prescribed medication. However, Lilly’s Savings Card terms say you may not seek reimbursement from an HSA, FSA, HRA, insurer, or third party for the amount of savings received through the card itself.
Next scheduled re-verification: August 2026 (or sooner if Lilly issues amended Savings Card terms, FDA updates Mounjaro’s label, or Medicare changes its 2026 program details).
Frequently Asked Questions
Is the Mounjaro Savings Card real?
Yes. The Mounjaro Savings Card is an official Eli Lilly manufacturer copay program. Eligible commercially insured patients can pay as little as $25 for a 1-, 2-, or 3-month fill if their plan covers Mounjaro. The "as little as $25" headline is real but depends on coverage and other terms.
How do I get Mounjaro for $25?
You need commercial drug insurance that covers Mounjaro, a prescription for Type 2 Diabetes, and the current 2026 Lilly Savings Card processed correctly at the pharmacy. Activate the card at mounjaro.lilly.com/savings-resources.
Can I use the Mounjaro Savings Card without insurance?
No. Current Lilly Savings Card terms require commercial drug insurance for both the $25 tier and the $499 tier. If you are uninsured, your main options are pharmacy discount cards like GoodRx (~$1,051–$1,120/month) or asking your prescriber about FDA-approved alternatives.
Can I use the card if my insurance does not cover Mounjaro?
Yes, in the lower tier — as long as you have commercial drug insurance and meet the other terms. The non-covered commercial-insurance tier is as low as $499 for a 1-month fill, capped at $647 in monthly savings and $8,411 per calendar year. The $25 3-month tier does not apply.
Can Medicare patients use the Mounjaro Savings Card?
No. The manufacturer card excludes Medicare, Medicare Part D, Medicare Advantage, and Medigap. Alternatives include checking whether your Part D plan covers Mounjaro for Type 2 Diabetes, applying for Extra Help if you have limited income, and using the 2026 Part D $2,100 out-of-pocket cap.
Can I use the card for weight loss?
The card terms require a prescription consistent with FDA-approved labeling, which means Type 2 Diabetes. For weight loss, Zepbound (the FDA-approved tirzepatide for weight management from the same manufacturer) has its own $25 Savings Card and is the right path.
Does the Mounjaro Savings Card work for a 3-month supply?
Yes, for eligible covered patients in Tier 1 — same $25 as a 1-month fill. The outcome depends on whether your prescription is written for 84 days, whether your plan allows 3-month fills, and whether your pharmacy stocks the full supply.
Why is my Mounjaro Savings Card not working?
Common causes: your plan does not cover Mounjaro, prior authorization is not approved, you have government insurance, the prescription is off-label, the plan will not allow a 3-month fill, the card is expired, or the claim was processed in the wrong order. Call Lilly Support at 1-800-LillyRx (1-800-545-5979).
Can I combine GoodRx with the Mounjaro Savings Card?
No. Pharmacy discount coupons like GoodRx, SingleCare, and WellRx cannot be combined with the Lilly Savings Card or with insurance on the same fill. You are choosing one path per fill.
When does the Mounjaro Savings Card expire?
The current card expires and savings end on 12/31/2026. Lilly has not announced 2027 Mounjaro Savings Card terms. Check Lilly's official page for any new or amended terms.
How many times can I use the Mounjaro Savings Card?
Up to 13 prescription fills per calendar year in either tier, subject to the maximum monthly and annual savings caps ($1,950/year in Tier 1, $8,411/year in Tier 2).
What's the difference between the Mounjaro Savings Card and a Mounjaro coupon?
They're the same thing. Lilly markets the program as both a 'Savings Card' and a 'coupon,' but it's the same official manufacturer copay program. It is not insurance and is not the same as third-party discount coupons from GoodRx, SingleCare, or WellRx.
Does the Mounjaro Savings Card work outside the United States?
No. The card is valid only for residents of the United States and Puerto Rico.
Can I use HSA or FSA dollars to pay the rest of my Mounjaro cost?
Generally yes for the portion you actually pay. However, Lilly's Savings Card terms say you may not seek reimbursement from an HSA, FSA, HRA, insurer, or third party for the amount of savings received through the card itself.
Will the Mounjaro Savings Card be available in 2027?
Lilly has not announced 2027 Mounjaro Savings Card terms. The current card expires and savings end on 12/31/2026. Check Lilly's official page for any new or amended terms.
Still not sure which path is right for you?
You’re not alone. The Savings Card has several different outcomes and alternative paths, and the right move depends on your specific insurance, prescription, and goal. No email required to see your result.
The Sesame and Ro links are affiliate links, disclosed above. The Lilly link is not an affiliate link.
The RX Index is a pricing intelligence and comparison resource for GLP-1 telehealth providers. We verify pricing, eligibility, and program details against primary sources before publishing and re-verify quarterly. This page is for general information and is not medical advice. Talk to your healthcare provider about whether Mounjaro is right for you.
Published:
· Last verified: May 19, 2026.Affiliate disclosure: The RX Index earns a commission when you sign up with some of the providers mentioned on this page. It does not affect what you pay, and it never determines our rankings or which providers we cover. Read the full disclosure.