By The RX Index Research Team · · Next review: May 27, 2026

CMS BALANCE Model GLP-1 Coverage Criteria: Who Qualifies in 2026–2027

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🚨 What changed on April 21, 2026

CMS paused the Medicare Part D portion of the BALANCE Model for 2027. It is not launching in Part D next year. To fill the Medicare gap, CMS extended the Medicare GLP-1 Bridge through December 31, 2027. The Medicaid portion of BALANCE is unaffected and still rolling out state by state.

BALANCE Medicaid

✅ Moving forward

State apps due July 31, 2026. Start dates May 1 – Jan 1, 2027.

BALANCE Medicare Part D

⏸️ Paused for 2027

Won’t launch in 2027. CMS cited 80% plan threshold not met.

Medicare GLP-1 Bridge

⏳ Filling the gap

Extended through Dec 31, 2027. $50/month. Nationwide.

Quick Router: Which CMS GLP-1 Path Are You Actually On?

If you have…Start here
Medicare Part D + want a GLP-1 for weight managementMedicare GLP-1 Bridge (covered below)
Medicaid in a participating stateBALANCE Medicaid (covered below)
Type 2 diabetes, CV indication, or sleep apnea + a GLP-1 prescriptionRegular Part D / Medicaid for that indication — not Bridge
Both Medicare and Medicaid (dually eligible)Use both pathways, depending on the prescription’s purpose
Under 65 / no government coverage / you don’t qualifyFDA-approved cash-pay fallback (covered below)
Honestly, you’re not sureTake the 60-second matching quiz → /find-my-path/

Five questions about your coverage, BMI, and diagnoses. Personalized action plan. No signup required.

Which CMS GLP-1 Path Fits Your Situation? Match your coverage and the purpose of your prescription to the right route. Path 1: Medicare Part D plus weight reduction or maintenance \u2192 Medicare GLP-1 Bridge. No plan opt-in required, $50 copay, PA goes to CMS central processor, eligible drugs are Foundayo, all Wegovy formulations, Zepbound KwikPen. Path 2: Medicaid in a participating state \u2192 BALANCE Medicaid. Standardized coverage criteria, nominal Medicaid copay, PA goes to state Medicaid or managed care plan, eligible drugs are Mounjaro, Ozempic, Rybelsus, Wegovy, Zepbound KwikPen, Foundayo. Path 3: Type 2 diabetes, Wegovy for CV risk reduction, or Zepbound for OSA \u2192 Regular Part D or Medicaid. Use the usual plan coverage process, not the Bridge. Path 4: Both Medicare and Medicaid \u2192 Use the route that matches the prescription purpose. Weight-management use may route differently from other FDA-approved indications. Path 5: No government coverage or not eligible \u2192 FDA-approved cash-pay fallback. Quick reminder: Bridge is outside Part D. Wrong PA destination can cause avoidable denials. Compounded GLP-1s are not covered under Bridge or BALANCE.

Not sure which path fits? Take the free 60-second quiz →

What Changed on April 21, 2026 — and What It Means for You

On April 21, 2026, CMS announced it will not implement the Medicare Part D portion of the BALANCE Model in 2027 as originally planned. The Medicaid portion is unaffected. To prevent a Medicare coverage gap, CMS extended the Medicare GLP-1 Bridge through December 31, 2027.

The timeline

December 23, 2025

CMS announces both BALANCE and the Bridge demonstration

January 8, 2026

Manufacturer applications due. Eli Lilly and Novo Nordisk both apply

March 9, 2026

CMS publishes the State Medicaid RFA and the Part D Plans RFA. The 80% Part D participation threshold is laid out in Section 2.3.1

April 20, 2026

Part D plan sponsor applications due

April 21, 2026

CMS sends an HPMS memo to plan sponsors announcing the Part D pause and the Bridge extension. One day after the deadline

April 22, 2026

CMS BALANCE Model webpage updated to reflect the new Bridge end date

April 23, 2026

KFF publishes a Quick Take confirming the extension and pause

Why the pause happened

CMS required Part D plan sponsors covering at least 80% of all Part D beneficiaries to apply. UnitedHealthcare publicly said it was “still working through” whether to participate. Bloomberg reporting indicated CVS Health (Aetna) declined. Without those two, the math didn’t work, and CMS pulled the plug rather than launch with thin participation. The CMS memo phrased the delay as “pending further evaluation and data collection,” not “canceled.” The next signal to watch is the CY2028 Advance Notice, typically released January or February 2027.

What the pause means by situation

On Medicare Part D, planning to use BALANCE for weight management in 2027

Nothing breaks. The Bridge runs an extra year. Use it July 1, 2026 through December 31, 2027 at $50/month, no plan opt-in required.

On Medicaid

Nothing changes from the original plan. Your state still has until July 31, 2026 to apply, and can pick a start date between May 1, 2026 and January 1, 2027.

Dually eligible (Medicare + Medicaid)

Two pathways remain available. The Bridge handles your Medicare-side weight-management prescription. Your state Medicaid program handles the Medicaid side, where applicable.

Shopping plans for 2027 open enrollment

Don’t make BALANCE participation a deciding factor. There’s nothing to choose between for 2027. Pick the plan that best fits your overall medication needs and watch the CY2028 Advance Notice in early 2027.

The Four CMS GLP-1 Coverage Paths

There are four CMS-related pathways for GLP-1 coverage in 2026–2027. Identifying your pathway before reading the criteria is the single most important step — applying the right rule to the wrong program is the most common reason readers get confused or denied.

1
Path 1: Medicare GLP-1 BridgeACTIVE — begins July 1, 2026
  • Nationwide — all 50 states, DC, and US territories
  • Operates outside Part D. Your Part D plan doesn’t process the claim
  • No plan opt-in required — eligible plan type is all you need
  • $50 copay at the pharmacy
  • July 1, 2026 through December 31, 2027
  • Eligible drugs: Foundayo, all Wegovy formulations, Zepbound KwikPen only
  • Prescription must be for weight reduction or maintenance
2
Path 2: BALANCE MedicaidLAUNCHING — state apps due July 31, 2026
  • Voluntary for states — your state Medicaid agency must opt in
  • State applications due July 31, 2026; start dates May 1, 2026–January 1, 2027
  • Coverage criteria standardized across participating states (Section 2.7.3 State Medicaid RFA)
  • Same criteria apply to fee-for-service and Medicaid managed care
  • Standard nominal Medicaid copays ($0–$8, state-specific)
  • Eligible drugs: all formulations of Mounjaro, Ozempic, Rybelsus, Wegovy; plus Zepbound KwikPen and Foundayo
  • Medicaid Key Terms effective through December 31, 2027 (subject to renegotiation)
3
Path 3: Regular Medicare Part D or Medicaid (for non-obesity indications)ALWAYS AVAILABLE for covered indications
  • Wegovy for cardiovascular risk reduction in established CV disease → regular Part D
  • Zepbound for moderate-to-severe OSA in adults with obesity → regular Part D
  • Any GLP-1 for type 2 diabetes → regular Part D or Medicaid
  • Bridge and BALANCE are specifically for the weight-management use
  • CMS actively monitors against shifting covered Part D prescriptions onto the Bridge
4
Path 4: BALANCE Medicare Part DPAUSED — will not launch in 2027
  • Originally scheduled for January 1, 2027 launch
  • CMS announced the pause April 21, 2026 via HPMS memo
  • Nothing to enroll in for 2027
  • Next signal: CY2028 Advance Notice, typically released January or February 2027
  • The criteria, drug list, and cost structure from the March 2026 RFA are documented below as reference

CMS BALANCE Model GLP-1 Coverage Criteria, in Plain English

The BALANCE Model coverage criteria require provider attestation that the patient meets one of four routes: (a) type 2 diabetes, (b) noncirrhotic MASH with F2–F3 fibrosis, (c) obstructive sleep apnea, or (d) ongoing lifestyle modification combined with one of three BMI-based clinical tiers. The BMI used for qualification is the BMI at the time of GLP-1 therapy initiation — not your current BMI if you’ve already started losing weight.

The four “gates” you have to pass

1

You’re in a participating pathway.

Medicaid: your state has opted into BALANCE. Bridge: you have Medicare Part D in an eligible plan type.

2

The drug is on the eligible list.

No compounded GLP-1s. Specific FDA-approved formulations only.

3

You fit one of the clinical routes

(the ones below)

4

Your provider attests

to your route, including the lifestyle modification component where required

Two avoidable failure points: the wrong pathway (Gate 1) and incomplete documentation at the doctor’s office (Gate 4). Neither is a clinical denial. Both are fixable.

The Three BMI-Based Clinical Tiers

CMS GLP-1 Eligibility Criteria at a Glance for weight reduction or weight maintenance coverage. Tier 1: BMI 35 or higher, qualifies under both Medicare GLP-1 Bridge and BALANCE Medicaid. Tier 2: BMI 30 or higher plus one qualifying condition. Medicare GLP-1 Bridge Tier 2 conditions: HFpEF, uncontrolled hypertension on 2 or more antihypertensive meds, CKD stage 3a or above. BALANCE Medicaid adds moderate or severe OSA and noncirrhotic MASH with F2-F3 fibrosis. Tier 3: BMI 27 or higher plus one of prediabetes, prior MI, prior stroke, or symptomatic PAD. This Tier 3 list is the same for both Bridge and BALANCE Medicaid. Key rules: Age 18 plus, provider attestation required, current and ongoing lifestyle modification, BMI is based on the time GLP-1 therapy started, compounded GLP-1s are not covered.

Source: CMS State Medicaid RFA Section 2.7.3 and CMS Medicare GLP-1 Bridge FAQ. Verified April 27, 2026.

Tier 1: BMI ≥35 — No comorbidity required

The simplest tier. If your BMI was 35 or higher at the time you started (or are about to start) GLP-1 therapy, you qualify on BMI alone. You must be at least 18, and you must be on lifestyle modification (structured nutrition + physical activity per the FDA-approved label).

⏰ BMI at initiation — not your current BMI

If you started Wegovy in September 2024 at BMI 37 and you’re now at BMI 34, your prescriber attests to the BMI ≥35 criterion based on your starting BMI. CMS gave this exact example in the Bridge FAQ. Dig out old chart records before the appointment.

Applies to: Medicare GLP-1 Bridge and BALANCE Medicaid (identical criteria).

Tier 2: BMI ≥30 + one qualifying condition

This is where BALANCE Medicaid and the Medicare Bridge criteria diverge.

Medicare GLP-1 Bridge (3 conditions)

  • Heart failure with preserved ejection fraction (HFpEF)
  • Uncontrolled hypertension (SBP >140 OR DBP >90) on 2+ antihypertensive meds
  • Chronic kidney disease, stage 3a or above

BALANCE Medicaid (5 conditions)

  • HFpEF
  • Uncontrolled hypertension on 2+ antihypertensives
  • CKD stage 3a or above
  • Moderate or severe OSA (AHI >15, no central or mixed sleep apnea)
  • Noncirrhotic MASH with F2–F3 liver fibrosis

OSA and MASH are additions not in the Bridge.

Why the Bridge excludes OSA and MASH: Zepbound and Wegovy each have separate FDA-approved indications for those conditions. CMS expects those prescriptions to flow through regular Part D.

Tier 3: BMI ≥27 + one qualifying condition — same for both Bridge and BALANCE

Prediabetes

A1C 5.7–6.4%, fasting glucose 100–125 mg/dL, or 2-hr OGTT 140–199 mg/dL (ADA guidelines)

Prior MI

Prior myocardial infarction documented in your medical history

Prior Stroke

Documented ischemic or hemorrhagic stroke with imaging

Symptomatic PAD

Peripheral artery disease with claudication, typically ABI <0.90

BMI 27 with prediabetes is a common combination — far more common than BMI 35 — and both BALANCE and the Bridge accept it. That’s a wider door than most commercial insurance currently uses.

BALANCE Medicaid also covers three additional clinical routes

Per Section 2.7.3 of the State Medicaid RFA, BALANCE also covers GLP-1s when the provider attests the patient: (a) has type 2 diabetes, OR (b) has noncirrhotic MASH with F2–F3 fibrosis, OR (c) has obstructive sleep apnea. These routes exist independently of the BMI tiers — if you have T2D under BALANCE Medicaid, you don’t need a BMI threshold. The Medicare Bridge does not use these additional routes; it’s BMI-tier-only for weight reduction.

The lifestyle modification attestation

CMS doesn’t require you to have completed a specific weight-loss program first. It requires you’re on, or will continue, lifestyle modification appropriate to the FDA-approved label — structured nutrition and physical activity. Your provider attests to this as part of the prior authorization. For BALANCE Medicaid specifically: participating manufacturers are required to fund a lifestyle support program available to all beneficiaries on a model drug for weight management, at no cost to you.

Bridge vs. BALANCE: The Criteria Crosswalk

The Medicare GLP-1 Bridge and the BALANCE Model use similar but not identical clinical criteria, different drug lists, different cost-sharing rules, and completely different prior authorization workflows. This is the table to bookmark. We update it monthly.

CriterionMedicare GLP-1 Bridge
(begins July 2026)
BALANCE Medicaid
(rolling May 2026)
BALANCE Medicare Part D
(PAUSED for 2027)
Status as of 4/27/2026SCHEDULED to begin July 1, 2026; extended through 12/31/2027LAUNCHING — state apps due 7/31/2026DELAYED — will not launch in 2027
AuthoritySection 402 demonstration; sits outside Part DSection 1115A model; supplemental rebates with each stateSection 1115A model; was to be inside Part D benefit
Plan or state must opt in?NO — every eligible Part D beneficiary in an eligible plan type can use itYES — only beneficiaries in participating states qualifyYES — was to require plan opt-in; 80% threshold not cleared
Age requirement≥18≥18≥18
BMI Tier 1 (≥35 alone + lifestyle modification)QualifiesQualifiesWas to qualify
BMI Tier 2 conditions (≥30 + one of:)HFpEF, uncontrolled HTN (>140 systolic OR >90 diastolic on 2+ meds), CKD stage 3a+Same three PLUS moderate/severe OSA (AHI >15 without central or mixed sleep apnea), noncirrhotic MASH F2–F3Same as BALANCE Medicaid
BMI Tier 3 conditions (≥27 + one of:)Prediabetes (per ADA), prior MI, prior stroke, symptomatic PADSameSame
Lifestyle modification required?YES (per FDA label)YES (per FDA label)YES
Eligible drugsFoundayo, Wegovy (injection + tablets), Zepbound KwikPenAll formulations of Mounjaro, Ozempic, Rybelsus, Wegovy + Zepbound KwikPen + FoundayoSame list as BALANCE Medicaid
Beneficiary cost$50/month copayStandard nominal Medicaid copay ($0–$8)Was: $50 (Enhanced Alternative + EGWP); $125 (Actuarially Equivalent + Basic Alternative)
Where the PA goesCMS central processor (NOT your Part D plan)State Medicaid agency or managed care planWas: participating Part D plan
Pharmacy claim routingBIN 028918 / PCN MEDDGLP1BR / SS&C Health / RelayHealthStandard state Medicaid pharmacy claimWas: standard Part D pharmacy claim
LIS subsidies apply?NO — LIS does NOT reduce the $50 Bridge copayN/A (Medicaid copays already nominal)Was to follow standard Part D LIS rules
Counts toward Part D OOP cap?NO — Bridge sits outside Part DN/AWas to count toward Part D OOP cap
Coupons / manufacturer copay cards?NO — not allowed on Bridge claimsState-specificWas to follow standard Part D rules
Lifestyle support programNot requiredREQUIRED — manufacturer-funded, free to beneficiariesWas to be required
Performance period7/1/2026 – 12/31/2027Key Terms effective through 12/31/2027; full agreement through 12/31/2031 (subject to change)Was: 1/1/2027 – 12/31/2031

Most important rows for most readers: “Plan or state must opt in?”, “Where the PA goes”, and “Beneficiary cost.” Get those three right and the rest tends to follow. Updated monthly.

Plan-Type Matrix: Which Plans Qualify for Which Path

Eligibility for the Medicare GLP-1 Bridge depends on the type of Part D plan you’re enrolled in. Standalone PDPs and most MA-PD plans are eligible. Private fee-for-service plans, PACE organizations, and several other plan types are not eligible for the Bridge unless you’re also enrolled in a standalone PDP. Many people miss this layer entirely.

Plan you’re enrolled inBridge eligible?BALANCE Medicaid eligible?
Standalone Part D PDPYESN/A
MA-PD (HMO, HMOPOS, Local PPO, Regional PPO)YESN/A
Special Needs Plan (SNP)YES (also if enrolled in standalone PDP)N/A
Employer/union group waiver plan (EGWP)YESN/A
LI NET (Limited Income Newly Eligible Transition)YESN/A
Defined Standard Part D planYES (Bridge)N/A
Private fee-for-service (PFFS) planNO — unless also in standalone PDPN/A
Section 1876 cost contract / Section 1833 prepaymentNO — unless also in standalone PDPN/A
PACE organizationNO — unless also in standalone PDPN/A
Religious fraternal benefit planNO — unless also in standalone PDPN/A
Fallback planNON/A
Medicaid fee-for-serviceN/A unless dually eligibleYES if your state participates
Medicaid managed careN/A unless dually eligibleYES if your state participates (uniform criteria FFS and MCO)
Dually eligible (Medicare + Medicaid)YES if in eligible Part D plan + meet criteriaYES if state participates

Not sure what type of plan you have? Look at your Annual Notice of Change letter — it states the plan type clearly. Or log in at Medicare.gov.

Decoded Comorbidities: What Each Criterion Means in Your Medical Chart

Your prior authorization succeeds or fails based on whether your medical record contains the specific values, diagnoses, and tests that prove each condition. This table translates each criterion into what your chart needs to actually say and what to ask your doctor about.

Criterion as written by CMSWhat this looks like in your medical chartWhat to ask your doctor
HFpEF (heart failure with preserved ejection fraction) — per AHA/ACC: EF ≥50% with documented HF symptomsEchocardiogram showing left ventricular ejection fraction ≥50%, with documented heart failure diagnosis“Have I had an echocardiogram? What was my ejection fraction?”
Uncontrolled hypertensionBlood pressure readings consistently above 140 systolic OR 90 diastolic, recorded while on two or more antihypertensive medications“What are my recent BP readings? What antihypertensive meds am I currently on?”
CKD stage 3a or above — KDIGO: stage 3a = eGFR 45–59; 3b = 30–44; 4 = 15–29; 5 = <15, sustained ≥23 monthseGFR <60 confirmed on at least 2 readings 3+ months apart“What was my last eGFR? Has my kidney function been documented below 60?”
Moderate or severe OSA (BALANCE Medicaid only) — AHI >15 without central or mixed sleep apneaSleep study with apnea-hypopnea index >15 events per hour“Have I had a sleep study? What was my AHI?”
Noncirrhotic MASH with F2–F3 fibrosis (BALANCE Medicaid only)Liver biopsy or non-invasive marker (FibroScan, MRE/MRI, ELF, Fibrosure, Fib-4) showing F2 or F3 fibrosis“Has my liver fibrosis been staged? Do I have a recent FibroScan?”
Prediabetes per ADA guidelines — A1C 5.7–6.4%, fasting glucose 100–125 mg/dL, or 2-hour OGTT 140–199 mg/dLLab values matching ADA thresholds“What was my last A1C? Fasting glucose?”
Prior MI (heart attack)Documented MI in your history with troponin elevation, ECG changes, or imaging confirming the event“Do I have hospital records or a cardiology note documenting a prior heart attack?”
Prior strokeDocumented ischemic or hemorrhagic stroke with imaging“Hospital records or neurology note documenting a prior stroke?”
Symptomatic PADDiagnosed peripheral artery disease with symptoms — typically claudication confirmed by ABI <0.90“Have I had an ankle-brachial index test? Do I experience leg pain when walking?”
BMI ≥35 / ≥30 / ≥27Calculated as weight in kg ÷ (height in m)². Criteria use BMI at GLP-1 therapy initiation, even if you’ve since lost weight“What was my BMI when I started therapy? Can we document that for prior auth?”

Clinical definitions sourced from American Diabetes Association (prediabetes), KDIGO (CKD staging), AHA/ACC (HFpEF), and AASM (OSA severity by AHI). Always defer to your prescriber’s clinical judgment on diagnosis and documentation.

Which GLP-1 Drugs Are Covered

The Medicare GLP-1 Bridge currently covers Foundayo, all formulations of Wegovy, and the Zepbound KwikPen formulation only. The BALANCE Model covers a broader list: all formulations of Mounjaro, Ozempic, Rybelsus, Wegovy, plus Zepbound KwikPen and Foundayo. Compounded GLP-1s are not covered under either program.

Medicare GLP-1 Bridge — covered drugs

DrugStatus
Foundayo (orforglipron)✅ Included — all formulations
Wegovy (semaglutide)✅ Included — injection + tablets
Zepbound KwikPen✅ Included — KwikPen only
Zepbound single-dose vial❌ Excluded
Zepbound single-dose pen❌ Excluded
Ozempic❌ Not Bridge-covered
Mounjaro❌ Not Bridge-covered
Rybelsus❌ Not Bridge-covered
Compounded GLP-1s❌ NOT included

Drug list updated April 6, 2026 (Foundayo addition; Zepbound KwikPen-only clarification).

BALANCE Model — covered drugs

Broader list because BALANCE covers GLP-1s for both weight management and currently-covered Part D/Medicaid indications.

All formulations of Mounjaro
All formulations of Ozempic
All formulations of Rybelsus
All formulations of Wegovy
Zepbound KwikPen formulation only
Foundayo

To qualify as a “model drug,” a product must reduce body weight by at least 9.5% on average in an RCT primary or secondary endpoint (at an FDA-approved dose).

Compounded GLP-1s are not the answer on this page

The Bridge payer sheet explicitly states that compounded products are not allowed on Bridge claims. BALANCE is built on FDA-approved manufacturer participation. Separately, the FDA has issued formal warnings about unapproved GLP-1 drugs sold for weight loss, noting that compounded GLP-1 drugs have not been reviewed by the FDA for safety, effectiveness, or quality. If you’re trying to use the CMS BALANCE Model or the Medicare GLP-1 Bridge for coverage, compounded medications are not part of the answer.

What It Actually Costs

Medicare GLP-1 Bridge: $50/month copay, no subsidies, doesn’t count toward Part D OOP cap. BALANCE Medicaid: standard nominal Medicaid copay ($0–$8). BALANCE Part D, if it ever launches, was structured at $50/month (Enhanced Alternative) or $125/month (Actuarially Equivalent and Basic Alternative).

The $50 does not count toward your Part D out-of-pocket cap.

The Bridge sits outside Part D entirely. Whatever you spend on the Bridge has no effect on your TrOOP total. If you were planning to hit your Part D cap, the Bridge doesn’t help you get there.

Low-Income Subsidy (LIS / Extra Help) does not reduce the $50.

KFF specifically flagged this concern in their April 2026 brief. If you’re an LIS beneficiary and $50 is genuinely unaffordable, the Bridge may be out of reach despite you meeting the clinical criteria.

Manufacturer coupons and copay cards don’t apply to Bridge claims.

The Bridge is its own payment mechanism. The $50 is the $50.

How the Bridge $50 compares to cash-pay (April 27, 2026)

Channel / ProgramDrugPrice as of 4/27/2026
Bridge ($50 copay)Foundayo, Wegovy, Zepbound KwikPen$50/month (if you qualify)
Wegovy list priceWegovy injection~$1,350/month
Zepbound list priceZepbound~$1,086/month
NovoCare (manufacturer direct)Wegovy pill, lower dose$149/month
NovoCare (manufacturer direct)Wegovy pill, higher dose$299/month
NovoCare (manufacturer direct)Wegovy pen$199/$349/$399 depending on dose and offer
LillyDirect (manufacturer direct)Zepbound KwikPenStarting at $299/month
Ro Body cash-payWegovy pill, Foundayo, Wegovy pen, Zepbound KwikPenMembership $39 first month / as low as $74/month annual prepay (medication separate, matched to manufacturer pricing)

Prices change frequently — re-verify before acting on them. Even at $50 with no TrOOP help and no subsidies, the Bridge is the cheapest legitimate FDA-approved branded path for Medicare beneficiaries who qualify.

BALANCE Part D cost structure (for reference if it revives for 2028)

Part D plan typeDeductible phaseInitial coverage phaseCatastrophic phase
Enhanced Alternative + EGWPUp to $245 + dispensing fee per 30-day supplyUp to $50/month$0 (after the 2027 OOP cap of $2,400)
Actuarially Equivalent + Basic AlternativeUp to $245 + dispensing fee per 30-day supplyUp to $125/month$0 (after the 2027 OOP cap of $2,400)
Defined StandardNOT eligible to participate as DS

This structure is not operative for 2027. Documented from CMS Part D Plans RFA for reference in case BALANCE Part D revives for 2028.

Where the Prior Authorization Actually Goes

For the Medicare GLP-1 Bridge, the prescriber sends the prior authorization request to a CMS central processor — not to your Part D plan. Sending it to the Part D plan is one of the most avoidable causes of confusing denials.

Step 1 — Prescriber prior authorization

Your prescribing provider submits a Bridge-specific prior authorization request to the CMS central processor, not to your Part D plan. This is the clinical attestation step where the prescriber confirms you meet one of the Bridge clinical routes. CMS continues to publish operational guidance on the prescriber-side process throughout Spring 2026.

Step 2 — Pharmacy claim routing (NCPDP billing)

When you fill the prescription, the pharmacy submits the claim using:

BIN028918
PCNMEDDGLP1BR
ProcessorSS&C Health
Routed throughRelayHealth
Pharmacy help desk844-673-0910
Effective dateJuly 1, 2026
Compounds allowed?NO

The wrong-destination problem

A prescriber submits a Bridge-eligible prescription’s prior authorization to your Part D plan instead of the central processor. The Part D plan denies it. The patient assumes they don’t qualify clinically. That’s not what happened — the PA went to the wrong destination. When talking to your prescriber, specifically ask whether the prior authorization is being submitted to the CMS central processor for the Medicare GLP-1 Bridge or to your Part D plan.

BALANCE Medicaid prior authorization

For Medicaid BALANCE, the prior authorization goes through your state Medicaid program — fee-for-service or your Medicaid managed care plan. The State Medicaid RFA requires participating states to apply the same standardized access policy to both FFS and managed care, so the criteria should be the same in both contexts.

Auto-Lookback (BALANCE Part D, if it revives)

The BALANCE Part D RFA included an automated record review process called Auto-Lookback. If your medical history already shows the qualifying diagnosis (T2D, prior MI, etc.), the plan can auto-approve without a separate attestation. If Auto-Lookback fails, the plan must accept appropriate healthcare professional attestation. This was structured into the paused model and will be relevant again if BALANCE Part D revives.

The quiz output includes a printable note naming the Bridge, the PA destination, the relevant criteria for your situation, and the pharmacy claim routing. Bring it to your appointment.

BALANCE Medicaid: Which States Are Participating

As of April 27, 2026, BALANCE Medicaid is in active rollout. State Medicaid agencies have until July 31, 2026 to apply. CMS has not yet published a consolidated list of participating states. The state-by-state picture is changing fast.

The state landscape changed several times in the past year, even outside BALANCE:

California, New Hampshire, Pennsylvania, and South Carolina eliminated existing Medicaid GLP-1 coverage for obesity in the past 12 months
North Carolina eliminated coverage in October 2025 due to a budget stalemate, then reinstated it in December 2025
KFF tracked 13 state Medicaid programs covering GLP-1s for obesity under fee-for-service as of January 2026, down from 16 in 2025
StatePre-BALANCE Medicaid FFS coverage (Jan 2026)BALANCE statusSource
All 50 states + DC + territories in MDRPPer KFF: 13 states covered; specific names verified monthly via state Medicaid PDLsPending consolidated CMS listUpdated monthly
CaliforniaEliminated obesity coverage 2025–2026Decision pendingState DHCS
New HampshireEliminated obesity coverage 2025–2026Decision pendingState Medicaid
PennsylvaniaEliminated obesity coverage 2025–2026Decision pendingState Medicaid
South CarolinaEliminated obesity coverage 2025–2026Decision pendingState Medicaid
North CarolinaReinstated obesity coverage Dec 2025Decision pendingState Medicaid

State participation tracker: updated monthly through 2027. State application deadline: July 31, 2026. CMS retains discretion to allow late-joining states.

Check current obesity GLP-1 coverage (outside BALANCE)

Look up your state Medicaid PDL on your state Medicaid agency website. Search for “semaglutide” or “tirzepatide” and check the prior authorization criteria.

Check BALANCE participation

Look for any state Medicaid agency announcement of a BALANCE State Agreement, a State Plan Amendment (SPA) related to GLP-1 supplemental rebate agreements, or a public statement from the state Medicaid director.

What to Bring to Your Doctor’s Appointment

The strongest BALANCE or Bridge prior authorization is one where the medical record clearly documents your BMI at therapy initiation, your qualifying diagnosis or comorbidity, your current lifestyle modification, and (for the Bridge) confirmation that the prescription is for weight reduction or maintenance. Walk in with the right documents so your prescriber can submit the cleanest request the first time.

Universal documents (everyone brings these)

Medicare card / Medicaid card / both
Plan name and plan type (PDP, MA-PD HMO, etc.)
Current medication list
Current height and weight
Your BMI at the time you started GLP-1 therapy, if already on a GLP-1
The specific drug and formulation you want (e.g., “Wegovy injection” vs. “Wegovy tablets” vs. “Zepbound KwikPen”)
The reason for the prescription (weight reduction, vs. T2D, vs. OSA, vs. CV risk)

Route-specific documentation

Your routeRecords that help your prior auth
BMI ≥35 aloneHeight/weight record at initiation; growth chart if BMI fluctuates
BMI ≥30 + HFpEFCardiology note + most recent echo report with EF value
BMI ≥30 + uncontrolled HTNBP log (home or office), current antihypertensive medication list showing 2+ meds
BMI ≥30 + CKD 3a+Recent eGFR labs (within 12 months ideally), nephrology or PCP note
BMI ≥30 + moderate/severe OSA (BALANCE Medicaid only)Sleep study report with AHI
BMI ≥30 + MASH F2–F3 (BALANCE Medicaid only)FibroScan, MRE, ELF, Fibrosure, or Fib-4 result; hepatology note
BMI ≥27 + prediabetesA1C 5.7–6.4% or fasting glucose 100–125 mg/dL
BMI ≥27 + prior MI/strokeHospital discharge summary, cardiology or neurology note
BMI ≥27 + symptomatic PADAnkle-brachial index test result, vascular medicine note

Doctor script you can use verbatim

“I’m trying to figure out whether my prescription should go through the Medicare GLP-1 Bridge, regular Part D, BALANCE Medicaid, or somewhere else. The Bridge is a CMS demonstration that begins July 1, 2026 and runs through 2027, and the prescriber submits the prior authorization to a CMS central processor — not to my Part D plan. I think I qualify on [your route], and I have [the relevant documentation]. Can your office handle the routing, or do you need information from me to get this to the right place?”

What If You Don’t Qualify or Your State Isn’t in BALANCE

Not qualifying for one CMS pathway doesn’t mean you have no GLP-1 path. It means you’re using the wrong program for your situation.

Option 1: Regular Part D or Medicaid for a non-obesity indication

If you have type 2 diabetes (Ozempic, Mounjaro, Rybelsus), an FDA-approved cardiovascular risk reduction indication for Wegovy, or moderate-to-severe OSA in adults with obesity (Zepbound), your prescription should go through regular Part D or your state Medicaid program. For most people in this situation, that’s the fastest path.

Option 2: State Medicaid coverage outside BALANCE

If your state didn’t cover GLP-1s for obesity before BALANCE and isn’t joining BALANCE, your Medicaid coverage for weight-management GLP-1s is unlikely. If you’re in one of the 13 states that covered them under fee-for-service as of January 2026, you may already have a path — check your state Medicaid PDL directly.

Option 3: Manufacturer-direct cash-pay (LillyDirect, NovoCare, TrumpRx)

Usually the cheapest cash-pay path for FDA-approved branded GLP-1s. LillyDirect: Zepbound KwikPen starting at $299/month. NovoCare: Wegovy pill from $149 (lower dose) / $299 (higher dose); Wegovy pen $199/$349/$399 depending on dose. We do not earn a commission on these routes. We’re showing them because for cost-only optimization, they’re often the right answer.

Option 4: FDA-approved branded telehealth (Ro) — our only affiliate placement on this page

Who Ro fits well for

  • Under 65 / not on Medicare or Medicaid
  • FEHB (Federal Employees Health Benefits) + want help navigating coverage
  • Commercial insurance + want a free coverage check
  • Don’t qualify for Bridge or BALANCE, want FDA-approved branded options

Honest limitations

  • Ro is not the cheapest path. Membership $39 first month, then as low as $74/month annual / $149 month-to-month. Medication is on top.
  • Ro’s insurance concierge can’t coordinate GLP-1 coverage for government insurance (Medicare, Medicaid, TRICARE) — exception for FEHB.
  • Refills require a 45-day check-in window. Missing it can move you to higher pricing tiers.
Check current Ro pricing for FDA-approved Wegovy, Zepbound, and Foundayo →

Get started for $39, then as low as $74/month with annual plan. Medication billed separately.

Disclosure: The RX Index may earn a commission if you use this Ro link. Affiliate compensation never changes CMS-verified facts.

Option 5: Take the matching quiz

If your situation is unusual or doesn’t fit cleanly into any of the above, the quiz is built to handle edge cases. Five questions, sixty seconds, personalized output.

If You’re Already on a GLP-1, What Changes

You’re on Ozempic for type 2 diabetes through your Part D plan.

Nothing changes. The Bridge doesn’t include Ozempic. Your existing Part D coverage for diabetes continues exactly as it has been.

You’re on Wegovy for cardiovascular risk reduction.

Your Part D coverage continues, and CMS expects your prescription to flow through your Part D plan, not the Bridge.

You’re paying cash-pay for Wegovy or Zepbound for weight loss, and you have Medicare Part D.

This is where the Bridge may genuinely change things. Once the Bridge begins July 1, 2026, if you meet the clinical criteria and you’re in an eligible Part D plan type, your provider can submit a Bridge prior authorization. If approved, your monthly cost drops from cash-pay pricing to $50.

You’re on a compounded GLP-1 for weight loss.

The Bridge doesn’t include compounded GLP-1s. To use the Bridge, your prescriber would need to switch you to one of the included FDA-approved branded options (Foundayo, Wegovy injection, Wegovy tablets, or Zepbound KwikPen) and submit a Bridge PA. That’s a clinical decision you and your prescriber make together.

You’re on a GLP-1 through your state Medicaid program already.

If your state joins BALANCE Medicaid, your access pathway may change. Confirm your state Medicaid PDL, managed-care rollout, and PA process before assuming continuity.

Your Next 3 Steps

1

Step 1: Identify your pathway.

Medicare Part D + weight management → Bridge. Medicaid + participating state → BALANCE Medicaid. Non-obesity FDA-approved indication → regular Part D or Medicaid. None of the above → cash-pay alternative or quiz.

2

Step 2: Gather your documentation.

Use the route-specific table above. Pull from your patient portal if possible — the more your prescriber can see in your existing chart, the faster the prior auth goes.

3

Step 3: Schedule with your prescribing provider.

Bring the documentation and the doctor script. Confirm the prior authorization is being routed to the right destination (central processor for the Bridge, your state Medicaid for BALANCE Medicaid, your Part D plan for non-obesity indications).

Frequently Asked Questions about CMS BALANCE Model GLP-1 Coverage Criteria

1.Is the BALANCE Model still happening?
The Medicaid portion of BALANCE is moving forward — state Medicaid agencies have until July 31, 2026 to apply, with start dates between May 1, 2026 and January 1, 2027. The Medicare Part D portion was paused on April 21, 2026 and will not launch in 2027 as originally planned. CMS extended the Medicare GLP-1 Bridge through December 31, 2027 to fill the coverage gap.
2.Why was BALANCE Medicare Part D paused?
CMS required Part D plan sponsors covering at least 80% of all Part D beneficiaries to apply to participate. Major insurers including UnitedHealthcare and Aetna did not commit by the April 20, 2026 application deadline, which means the threshold was not met. CMS announced the pause via an HPMS memo on April 21, 2026.
3.Does BMI 30 alone qualify under CMS BALANCE GLP-1 criteria?
No. BMI ≥30 must be paired with a qualifying condition. Under BALANCE Medicaid, that list includes HFpEF, uncontrolled hypertension on 2+ antihypertensives, CKD stage 3a or above, moderate/severe OSA (AHI >15 without central or mixed sleep apnea), or noncirrhotic MASH F2–F3. Under the Medicare GLP-1 Bridge, the BMI ≥30 tier is narrower: HFpEF, uncontrolled hypertension, or CKD stage 3a or above. BMI ≥35 qualifies on its own with lifestyle modification, no comorbidity required.
4.What’s the difference between the BALANCE Model and the Medicare GLP-1 Bridge?
The Bridge is a temporary, nationwide CMS demonstration that operates outside Part D and uses a CMS central processor for prior authorization and claims. BALANCE is a longer-term CMS Innovation Center model that operates inside the Medicaid benefit (active, rolling launch) and was supposed to operate inside the Part D benefit starting January 2027 — but that Part D portion is now paused.
5.Which GLP-1 drugs are included in the Medicare GLP-1 Bridge?
CMS currently lists Foundayo (all formulations), all Wegovy formulations including injection and tablets, and the Zepbound KwikPen formulation only. Zepbound single-dose vials and single-dose pens are not included. Ozempic, Mounjaro, and Rybelsus are not Bridge-covered for weight management.
6.Do compounded GLP-1s qualify for the Bridge or BALANCE?
No. The CMS GLP-1 Bridge payer sheet explicitly states that compounded products are not allowed on Bridge claims. BALANCE is built on FDA-approved manufacturer participation. The FDA has separately issued warnings that unapproved compounded GLP-1 drugs are not FDA-approved and have not been reviewed for safety, effectiveness, or quality.
7.Does the $50 Bridge copay count toward my Part D out-of-pocket cap?
No. The Bridge operates outside the Part D benefit, so the $50 copay does not count toward your Part D true out-of-pocket total or contribute to reaching catastrophic coverage.
8.Does Extra Help (LIS) reduce the $50 Bridge copay?
No. Low-Income Subsidy cost-sharing does not apply to the Bridge copay. KFF specifically flagged this in their April 2026 brief as a concern for low-income beneficiaries who otherwise qualify clinically.
9.Where does the Medicare GLP-1 Bridge prior authorization go?
The prescriber sends the Bridge prior authorization to the CMS central processor — not to your Part D plan. Pharmacy claims at the counter use the Bridge-specific BIN (028918) and PCN (MEDDGLP1BR), which route through the central processor. Sending a prior authorization to your Part D plan instead of the central processor is one of the most avoidable causes of an unnecessary denial.
10.Will my Medicaid plan cover GLP-1s under BALANCE?
It depends on whether your state Medicaid agency has opted into BALANCE. As of January 2026, only 13 state Medicaid programs covered GLP-1s for obesity under existing fee-for-service rules (down from 16 in 2025). BALANCE creates a new pathway for any state that chooses to participate, with applications due July 31, 2026 and start dates between May 1, 2026 and January 1, 2027.
11.Does prediabetes qualify?
Yes, under the BMI ≥27 tier — which is identical between BALANCE Medicaid and the Medicare GLP-1 Bridge. You need BMI ≥27 plus prediabetes (defined per ADA guidelines as A1C 5.7–6.4%, fasting glucose 100–125 mg/dL, or 2-hour OGTT 140–199 mg/dL).
12.Does sleep apnea qualify?
For BALANCE Medicaid: yes, moderate or severe OSA (AHI >15 without central or mixed sleep apnea) qualifies under the BMI ≥30 tier. For the Medicare GLP-1 Bridge: OSA does not appear in the Bridge clinical criteria as a comorbidity route. However, if you’re prescribed Zepbound specifically for moderate-to-severe OSA in adults with obesity (an FDA-approved indication), CMS expects your prescription to flow through your Part D plan’s normal coverage process, not the Bridge.

Still Not Sure Which GLP-1 Program Is Right for You?

The CMS programs are real, the criteria are clear, and the next step is yours. If you want a personalized action plan that takes into account your Medicare or Medicaid situation, your BMI tier, your state, your current GLP-1 use (if any), and what to watch for in 2026 open enrollment — answer five questions and we’ll build it for you.

No signup required. No medical claims. No upsell. Just the answer.

Sources Cited on This Page

We pull directly from primary CMS documents. Last verified April 27, 2026. Next re-verification: May 27, 2026.

  • CMS Medicare GLP-1 Bridge program page and FAQ (last updated April 6, 2026 to add Foundayo)
  • CMS BALANCE Model program page (verified April 27, 2026)
  • CMS BALANCE Model State Medicaid Request for Applications (PDF, March 2026 — Section 2.7.3 coverage criteria; Section 2.4.2 standardized access policy)
  • CMS BALANCE Model Part D Plans Request for Applications (PDF, March 2026 — Section 2.2.5 clinical criteria; Section 2.3.1 the 80% participation threshold)
  • CMS GLP-1 Bridge payer sheet (NCPDP claim billing fields for pharmacy)
  • KFF: “What to Know About the BALANCE Model for GLP-1s in Medicare and Medicaid” (March 24, 2026, with April 21 editorial note)
  • KFF Quick Take on Bridge extension and BALANCE Part D pause (April 23, 2026)
  • KFF: “Medicaid Coverage of and Spending on GLP-1s” (January 2026)
  • FDA postmarket safety information on unapproved GLP-1 drugs sold for weight loss
  • Ro Body pricing page (verified April 27, 2026)
  • Cross-referenced against AHA News, TechTarget, Becker’s Hospital Review, Avalere Health, Advisory Board, and Reed Smith April 2026 coverage of the Part D pause
  • Clinical definitions: American Diabetes Association (prediabetes), KDIGO (CKD staging), AHA/ACC (HFpEF), AASM (OSA severity by AHI)

Used as background context only (not for primary current-fact verification): KFF, AMCP, Reed Smith, Becker’s, Avalere — several published before the April 21 Bridge extension and may be out of date on those specific points.

· Next scheduled re-verification: May 27, 2026 · By The RX Index Research Team · The RX Index is a pricing intelligence and comparison resource for GLP-1 telehealth providers. This guide is for informational purposes only and is not medical advice or a guarantee of eligibility. Confirm specifics with your prescriber, your plan, and your state Medicaid agency. The RX Index may earn a commission when readers use the Ro link in this article. This does not influence the eligibility criteria, plan-type matrix, drug list, state participation framework, or alternative-paths guidance — those are built directly from CMS source material and are unaffected by any commercial relationship.